What is Medicare part A?

Medicare Part A is hospital cover. It helps pay for the medically essential care you get as an in-patient. Part A insurance also assists you to pay for some residence medical and hospital care. You must be properly admitted by doctor's order to a hospital or a skilled nursing center to be regarded an in-patient.

Part A benefits are not valid if you are in the hospital for observation purpose. In this case, Part B insurance may cover the care that you receive. Ensure to ask if you are an in-patient every time you have to go to the hospice.

Let’s find out what is covered under Medicare Part A?

1. A semi-private room
2. Your hospital meals
3. Skilled nursing care
4. Care on special units, such as intensive care
5. Drugs, medical supplies and medical equipment as an inpatient
6. Care to manage symptoms and control pain for the terminally ill (hospice care)
7. Lab tests, X-rays, and radiation treatment as an inpatient
8. Operating room and recovery room services
9. Some blood transfusions in the hospital or a skilled nursing facility
10. Rehabilitation services such as physical therapy received through home health
11. Specialized health care in your home if you cannot leave your home and need only part-time care

What's not covered under Medicare Part A?

Medicare Part A does not cover the cost of:

•    Most doctor services you receive in the hospital, it is covered under Part B.

•    Private services such as a television or telephone in your room

•    Custodial cares for example help with bathing, dressing, or eating

Which doctors or health practitioners can you visit?

You can see any qualified provider in the U.S. who accepts Medicare assignment and who admits new patients. You can get care in any state or region for treatment. Original Medicare Part A insurance offers the same benefits all over the United States.

Coverage limited with Medicare Part A

Medicare Part A helps pay for up to 90 days of hospice or trained care during one benefit time. Starting with day 91, you can begin to use your Lifetime Reserve Days. Lifetime Reserve Days are like a bank account of additional hospital days enclosed by your Medicare insurance. You have 60 additional covered days in your plan that you can use over your entire lifespan.

Part A helps pay for a limitless number of expert home care and hospital care visits. You must meet certain conditions to get these helps.

What is hospital care?

Hospital care helps make the last weeks or months of life as contented as possible.

A hospital team consists of medical professionals, social workers, trained volunteers, and chaplains.

Medicare insurance pays the entire cost of hospital care. This includes the caregivers, drugs to control symptoms and pain, remedial supplies and medical equipment.

As the hospital care begins, Medicare insurance no longer covers the treatments meant to cure. But hospital patients can get back to Medicare’s remedial care services at any time.