Medicare Part A is hospital
cover. It helps pay for the medically essential care you get as an in-patient.
Part A insurance also assists you to pay for some residence medical and hospital care.
You must be properly admitted by doctor's order to a hospital or a skilled
nursing center to be regarded an in-patient.
Part A benefits are not valid
if you are in the hospital for observation purpose. In this case, Part B
insurance may cover the care that you receive. Ensure to ask if you are an
in-patient every time you have to go to the hospice.
Let’s find out what is
covered under Medicare Part A?
- A semi-private room
- Your hospital meals
- Skilled nursing care
- Care on special units, such as intensive care
- Drugs, medical supplies and medical equipment as an inpatient
- Care to manage symptoms and control pain for the terminally ill (hospice care)
- Lab tests, X-rays, and radiation treatment as an inpatient
- Operating room and recovery room services
- Some blood transfusions in the hospital or a skilled nursing facility
- Rehabilitation services such as physical therapy received through home health
- Specialized health care in your home if you cannot leave your home and need only part-time care
What's not covered under Medicare Part A?
Medicare Part A does not
cover the cost of:
• Most doctor services you receive in the
hospital, it is covered under Part B.
• Private services such as a television or
telephone in your room
• Custodial cares for example help with
bathing, dressing, or eating
Which doctors or health practitioners can you visit?
You can see any qualified
provider in the U.S. who accepts Medicare assignment and who admits new
patients. You can get care in any state or region for treatment. Original
Medicare Part A insurance offers the same benefits all over the United States.
Coverage limited with Medicare Part A
Medicare Part A helps pay for
up to 90 days of hospice or trained care during one benefit time. Starting with
day 91, you can begin to use your Lifetime Reserve Days. Lifetime Reserve Days
are like a bank account of additional hospital days enclosed by your Medicare
insurance. You have 60 additional covered days in your plan that you can use
over your entire lifespan.
Part A helps pay for a
limitless number of expert home care and hospital care visits. You must meet
certain conditions to get these helps.
What is hospital care?
Hospital care helps make the
last weeks or months of life as contented as possible.
A hospital team consists of
medical professionals, social workers, trained volunteers, and chaplains.
Medicare insurance pays the
entire cost of hospital care. This includes the caregivers, drugs to control
symptoms and pain, remedial supplies and medical equipment.
As the hospital care begins,
Medicare insurance no longer covers the treatments meant to cure. But hospital
patients can get back to Medicare’s remedial care services at any time.