Medicare is a health insurance programme in
the United States levied by Federal Government of US. Until 1965, people older
than 65 years of age did not use to get insurance coverage at affordable rates.
Medicare facility has extended a helping hand to the elderlies in the US by
introducing insurance plans according to their state and any diseases if they
suffer.
Pre-conditions to enroll in a Medicare
insurance plan:
1.
Candidate's age should be
either 65 or older.
2.
Candidate is less than 65 years
of age, but, holds disabilities
3.
Candidate's age is x and is
suffering from End Stage Renal Disease (ESRD)
Where x refers to any age group
Medicare insurance has the following four
parts:
1.
Part A- Medicare Part A relates to
hospital insurance which covers inpatient care, hospice services, nursing
facilities and home health care. The government charges no additional premium
costs on hospital insurance.
2.
Part B- This is medical insurance which
involves healthcare provider services like doctors, outpatient care, home care,
etc. Unlike Part A Medicare, Part B charges an additional premium from
candidates.
3.
Part C- This category encompasses
Medicare Advantage Plans, also known as Medicare Replacement Plans. These plans
substitute current Medicare coverage with new plans because your current
coverage is not yielding significant benefits.
4.
Part D- Prescription drug costs are
significant in this part. Prescription Drug Plans are an example.
Benefits
of Medicare
1.
Medical insurance coverage for
elderly at affordable prices.
2.
There is reimbursement of
Medicare amount under Prospective Payment System (PPS).
3.
New facilities, medical
procedures, and technologies.
4.
Retired candidates can betray
their expensive private insurances for economic Medicare coverage.
5.
Different enrolment periods
offer flexibility to enroll or modify your existing coverage.
6.
Spouse coverage involved with
some specific plans.
Facility
for Medicare
Gonzaba Medical Group elects new advantages
to enroll yourself in Medicare plans. You can switch to our expert doctors for
primary care physician (PCP) facility. In-house
specialist care and in-house advanced radiology & imaging keep your
conscience at rest as we are available to serve you at your place.